What industries are covered on StartupList Africa?

The page covers major sectors such as fintech, commerce, health, enterprise software, AI, climate, logistics, and other emerging technology categories.

How should investors use these sector pages?

Use sector pages to compare startup density, identify active categories, and prioritize verticals before drilling into startup and investor profile data.

Can operators use sector pages for market analysis?

Yes. Operators can use the sector map to benchmark competitive landscapes, evaluate adjacent categories, and spot partnership opportunities.

Home IndustriesCredit

Credit Startups in Africa

East Africa's credit landscape is evolving rapidly. Tala and Bayport dominate lending, but InfraCredit's guarantee model is unlocking funding for local lenders. Business leaders see credit as crucial for growth but express concerns about over-indebtedness. Local challenger banks and fintechs are emerging, offering innovative credit solutions tailored to the market's unique needs.

Tracked Companies

Avg. Deal Size

$17.9M+0%

Active Startups

31+0%

Total Funding

$894.4M+0%

Avg. Growth

-100%+0%

Market Map

31 companies in this sector

Submit startup

Company	Tagline	Total Funding	Last Round	Team Size	Backers
Tanda Kenya	Tanda is a Kenyan fintech startup working to revolutionize access to digital financial services for micro-retilers across Africa.	-	Pre-Series A -	51-200	No Data
Sevi Kenya	Sevi provides a B2B buy now, pay later solution. The Sevi app facilitates buying products/stock/assets on credit and easy repayment.	-	Venture -	51-200	No Data
Lesaka Technologies South Africa	Lesaka is a South African FinTech startup that delivers financial services to consumers and merchants through proprietary banking technologies.	-	Private Equity -	1,001-5,000	No Data
Shecluded Nigeria	Shecluded is a Nigerian financial services and business resource company for women by women.	-	Non-equity Assistance -	11-50	No Data
Faydety Egypt	Faydety is an Egyptian startup which allows users to find, compare and apply to banking products online.	-	- -	11-50	No Data
CentWise Rwanda	CentWise is bridging the funding gap for the millions of micro traders in Africa by derisking them through group-based collateral substitution.	-	- -	2-10	No Data

PayingTone Rwanda	PayingTone is a marketplace that provides ecologically trackable products & services on credit.	-	- -	2-10	No Data
AjoMoney Nigeria	AjoMoney digitizes traditional group savings, offering secure, transparent credit access for communities.	-	- -	1-10	No Data
TH Thuthukani South Africa	Thuthukani provides incremental housing finance to middle- and lower-income South Africans.	-	- -	11-50	No Data
Tala Kenya	Tala is a financial technology company on a mission to build a financial system that works for everyone.	$349M	Series E -	501-1,000	No Data
Bayport Financial Services Mauritius	Bayport Management Limited, through its subsidiaries, provides retail financial services in the Republic of Mauritius and internationally.	$263M	Private Equity -	501-1000	No Data
Fido Ghana Ghana	Fintech lender empowering individuals and MSMEs with digital financial access.	$75M	Debt Financing -	51-200	No Data
GoCab Cote D'ivoire	GoCab: Ivorian fintech startup empowering entrepreneurs with accessible financial solutions.	$45M	Seed -	51-200	No Data
Mylo Egypt	Mylo is a Cairo-based B2C fintech platform, spun out of B.TECH, offering Sharia-compliant consumer finance solutions.	$37M	Debt Financing -	201-500	No Data
InfraCredit Nigeria	InfraCredit is a Nigerian startup which guarantees the credit quality of debt instruments issued to finance infrastructure assets in Nigeria.	$27M	Funding Round -	2-10	No Data
4G Capital Mauritius	4G Capital is providing financial literacy training with working capital loans to help small businesses grow sustainably.	$25M	Debt Financing -	251-500	No Data
Kredete Nigeria	Kredete is a FinTech platform focused on enabling African immigrants to build credit scores and send money back home,	$25M	Series A -	11-50	No Data
SolarX Mali	SolarX provides turnkey solar solutions, financing, and leasing for West African businesses.	$23M	Debt Financing -	11-50	No Data
ZA Zanifu Kenya	Zanifu was built with the idea of building local technical solutions to local problems	$12M	Corporate -	11-50	No Data
Real People Home Finance South Africa	Real People Home Finance collaborates with reputable building retailers, providing home improvement finance.	$6M	Private Equity -	1001-5000	No Data

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