Watu Credit

Inclusive Finance - bringing tailored and affordable financial services to disadvantaged and low-income populations - is a key enabler of Sustainable Development Goals (SDGs), and we at Watu Credit are privileged to be playing our part. Watu Credit is a dynamic fast growing non-bank finance company that harnesses technology to offer both secured and unsecured lending primarily via mobile services. Headquartered in Mombasa (Nyali), Watu Credit aims to become the leading African provider of a broad set of inclusive financial products, delivered through technology in a fast, efficient and professional manner. The Company commenced its business operations in July 2015 with the clear vision to be the best provider of short and medium term loan products tailored to the exact needs of target customers and delivered through mobile technology. The Company offers asset financing (motorcycles and three-wheelers) and group lending products (short-term and business loans) and currently is expanding with a network of 19 branches in Kenya, and expansion reach into Uganda and Nigeria. Watu Credit prides itself in offering fully cash-less services for loan disbursement and collection as well as 24-hour access for clients to their account balances. We are a niche asset finance company, with social enterprise at heart. We are constantly re-inventing ourselves, working to strengthen our market position even further and importantly, empower a disadvantaged and low-income segment of the developing world' population.