Efficacy Payments

Efficacy Payments is a pioneering South African fintech company founded in 2016, known for reshaping how businesses accept and process card payments. By becoming one of the country’s rare Designated Clearing System Participants (DCSP), Efficacy bypassed traditional banking intermediaries—giving merchants direct access to national card networks like Visa and Mastercard. Its end-to-end card payment infrastructure combined the capabilities of a gateway, switch, and acquirer, empowering retailers, telecoms, logistics providers, and digital platforms with faster settlements, real-time reconciliation, and reduced operational friction. This placed Efficacy among... Read more